Personal Accidents insurance

Personal Accidents insurance – what is it about?

Accidents, such as road traffic accidents, occupational injuries, slips, trips and falls, sports injuries or critical illnesses, always show up at the most unexpected moment and cause not only physical or moral pain, discomfort, but financial problems as well.
Personal Accidents (PA) insurance provides financial support to the insured person or his / her heirs, in the event of a sudden and accidental injury, disability or death of the insured person.

What risks will we insure against?

  • Disability due to an accident

  • Death due to an accident

What insurance coverage can you choose in addition?

  • Disability due to an illness or infectious disease

  • Professional disability

  • Extensive disability

  • Injuries

  • Critical illnesses

  • Infectious diseases

  • Medical expenses due to an accident

  • Hospital daily allowance due to an accident or illness

  • Daily allowance due to an accident or illness

  • Loss of income

  • Funeral expenses

  • Passive war and terrorism

  • Personal Liability (applicable to private persons insurance only)

BUNDA PA insurance advantages

  • Large sum insured

    Death and disability sum insured can amount up to EUR 15 million.

  • Worldwide cover

    BUNDA PA insurance is valid worldwide.

  • Protection for the active ones

    We will insure against injuries suffered during active leisure activities (running, cycling, horseback riding, playing basketball or football, skiing on marked trails, etc.). If you intend to take part in sports competitions or engage in higher-risk sports activities (e.g., riding a motorcycle), let’s agree on the insurance of these risks separately.

  • Extensive list of critical diseases

    We will insure against as many as 26 critical diseases.

  • Insurance in emergency situations

    We will consider the damage caused by an earthquake, hurricane, tsunami, or other natural disasters as an insured event. You can also choose to insure against passive war and terrorism, which is usually an exclusion otherwise. 

  • Age is not an obstacle

    We will insure people under the age of 80 and children.

Practical examples

Woman with heels walking down stairs and sprain ankle
Leg injury

In a hurry to work, the insured person ran down the stairs and fell sharply.
Diagnosis: sprains of the ankle ligaments. Doctor’s recommendation: 4-5 weeks immobilization.
Injuries (including minor) sum insured: EUR 10.000
Insurance indemnity payment: EUR 200

Crawling deer tick on human hairy skin background. Ixodes ricinus or scapularis. Dangerous parasitic mite on blurry pink texture. Disgusting biting insect. Encephalitis infection. Tick-borne diseases.
Tick-borne viral encephalitis

The patient applied to a medical facility for high fever, persistent headache and bone pain. Diagnosis: tick-borne viral encephalitis. The duration of inpatient treatment was 13 days.
Injuries (including cover for infections) sum insured: EUR 9.000
Insurance indemnity paid: EUR 900

Get a PA insurance quote

To get an insurance proposal, please fill in the below form. We will contact you shortly to ask some more questions to collect the information that is necessary to provide a quote.






    * Compulsory field

    Alternatively, please complete our Application Form and send it to us by email insurance@bunda.eu. This way we will be able to assist you faster!

    Download Personal Accidents Insurance Form for Company employees Download Personal Accidents Insurance Form for Private Persons Download Critical Illness Questionnaire
    Download PA Insurance Terms & Conditions (valid) Download PA Insurance Product Information Document (IPID) Download PA Insurance Terms & Conditions (2020) Download PA Insurance Terms & Conditions (2019)
    Contact PA Insurance Underwriter Report PA Insurance Claim Frequently Asked Questions about PA Insurance

    Practical examples

    Woman with heels walking down stairs and sprain ankle
    Leg injury

    In a hurry to work, the insured person ran down the stairs and fell sharply.
    Diagnosis: sprains of the ankle ligaments. Doctor’s recommendation: 4-5 weeks immobilization.
    Injuries (including minor) sum insured: EUR 10.000
    Insurance indemnity payment: EUR 200

    Crawling deer tick on human hairy skin background. Ixodes ricinus or scapularis. Dangerous parasitic mite on blurry pink texture. Disgusting biting insect. Encephalitis infection. Tick-borne diseases.
    Tick-borne viral encephalitis

    The patient applied to a medical facility for high fever, persistent headache and bone pain. Diagnosis: tick-borne viral encephalitis. The duration of inpatient treatment was 13 days.
    Injuries (including cover for infections) sum insured: EUR 9.000
    Insurance indemnity paid: EUR 900