General Liability insurance

General Liability

Product (Service) Liability

Liability for sudden and accidental environmental pollution

Employer’s Liability for bodily injury or property damage of the employees

Liability for non-pecuniary damage

Damage caused during loading or unloading operations

Damage caused by operating self-propelled mobile machines

Damage caused during construction or repair works

Damage caused by the contractor carrying out the insured activities on behalf of your company

Damage to property under your care, custody, or control

Recall costs of the (potentially) dangerous product

Large sums insured

Up to EUR 15 million for General Liability insurance.
Up to EUR 500 thousand for property under care, custody, or control.

Non-pecuniary damage

Non-pecuniary damage will be covered up to the full policy limit (no sublimit apply).

Consequential loss

Loss that is a direct result of the third party bodily injury or property damage shall be covered up to the full policy limit.

No sub-limits for legal costs

Legal defence costs related to the insured event shall be reimbursed up to the full policy limit.

Subsequent claims

We will indemnify for damage caused during the insurance period, even if the claim of the aggrieved party is received after expiry of the insurance period.

Cross Liability

When there is more than one insured under the policy, we can insure their mutual liability against each other.

US jurisdiction

We may insure against risks arising out of or in connection with countries under US jurisdiction.

Applicable law

If needed, we may apply international or other country’s law to the contract.